Jayanth Financial Services Private Limited
E-mail: info.jayanth.financials@gmail.com
Jayanth Financial Services Private Limited
Non-Banking Financial Company (NBFC) which provides lending solutions to individual customers respectively across geographies.

Social Impact

We committed to social changes that provide users with exceptional customer service, and also dedicate ourselves to improve the lives of thousands of people.

Our Products and Services
Personal Loans
A Personal Loan is an unsecured loan that helps you meet your current financial needs. You don’t need to pledge any security or collateral to avail a personal loan from us. We provide the flexibility to use the funds for any of your consumption requirements.
Salary Loans
A Salary Loan is a short-term loan provided to borrowers on regular payroll to meet their immediate needs. It usually helps them take care of unforeseen expenses in case of a shortage of money at the end of the month.
Loan against Property
This is mortgage loan is given against property for their personal needs such as business and expansion of house, purchase of household items etc.
Loans for Enterpreneurs
Jayanth designed a loan product which helps the entrepreneurs who need money for their business expansion.
We Provide Value
We work hard every day to make life of our clients better and happier
  • Our Mission
    To build a efficient , sensitive and sustainable collaboration with the stakeholders and to uplift the socially and economically vulnerable poor and micro entrepreneurs through viable models of financial inclusion and capacity building
    01
  • Our Vision
    To be a Leading loan company and to make the society with equal opportunities, poverty free, prosperous and sustainable with financial inclusion.
    02
  • Individual Approach
    Our company works according to the principle of individual approach to every client. This method allows us to achieve success in problems of all levels.
    03
FAQ
  • Question:
    What is a Non-Banking Financial Company (NBFC)?
    Answer:
    A Non-Banking Financial Company (NBFC) is a company registered under the Companies Act, 1956 engaged in the business of loans and advances, acquisition of shares/stocks/bonds/debentures/securities issued by Government or local authority or other marketable securities of a like nature, leasing, hire-purchase, insurance business, chit business but does not include any institution whose principal business is that of agriculture activity, industrial activity, purchase or sale of any goods (other than securities) or providing any services and sale/purchase/construction of immovable property. A non-banking institution which is a company and has principal business of receiving deposits under any scheme or arrangement in one lump sum or in installments by way of contributions or in any other manner, is also a non-banking financial company (Residuary non-banking company).
  • Question:
    NBFCs are doing functions similar to banks. What is difference between banks & NBFCs?
    Answer:
    NBFCs lend and make investments and hence their activities are akin to that of banks; however there are a few differences as given below:
    i. NBFC cannot accept demand deposits;
    ii. NBFCs do not form part of the payment and settlement system and cannot issue cheques drawn on itself;
    iii. deposit insurance facility of Deposit Insurance and Credit Guarantee Corporation is not available to depositors of NBFCs, unlike in case of banks.

  • Question:
    Is it necessary that every NBFC should be registered with RBI?
    Answer:
    In terms of Section 45-IA of the RBI Act, 1934, no Non-banking Financial company can commence or carry on business of a non-banking financial institution without a) obtaining a certificate of registration from the Bank and without having a Net Owned Funds of ₹ 25 lakhs (₹ Two crore since April 1999). However, in terms of the powers given to the Bank, to obviate dual regulation, certain categories of NBFCs which are regulated by other regulators are exempted from the requirement of registration with RBI viz. Venture Capital Fund/Merchant Banking companies/Stock broking companies registered with SEBI, Insurance Company holding a valid Certificate of Registration issued by IRDA, Nidhi companies as notified under Section 620A of the Companies Act, 1956, Chit companies as defined in clause (b) of Section 2 of the Chit Funds Act, 1982,Housing Finance Companies regulated by National Housing Bank, Stock Exchange or a Mutual Benefit company.
JAYANTH FINANCIAL SERVICES PRIVATE LIMITED is a NBFC registered with the RBI
Address: 739, 9th Main Road, Pillanna Garden, 3rd Stage, Bangalore - 560045